At Qatar Islamic Bank (QIB), we make it easy for you to begin your banking journey the way you prefer. Whether you want to open an account instantly, transfer your salary, apply for a Credit Card, or request financing, you can do it all through the QIB Mobile App – quickly, securely, and conveniently.
How can you open an account with QIB instantly?
Creating a QIB account is straightforward.
Start by downloading the QIB Mobile App, where you can open a Current, Savings, or Misk Account without stepping into a branch. Firstly, you'll have to scan your Qatari ID (plus your passport if you're an expatriate), and if you're opening a Current Account, you'll also need to upload your salary certificate.
Then take a quick selfie to verify your identity and fill in some basic details about yourself. If you get stuck or have questions along the way, just tap the Live Chat feature to talk with someone from QIB.
Once you submit everything, the app verifies your information and creates your account in just a few minutes. You'll get a virtual Debit Card right away that you can start using immediately, and your physical card will arrive at your address shortly after.
You can choose between:
- Current Account: Ideal if you plan to transfer your salary to QIB. You'll receive a complimentary Debit Card and can request a cheque book.
- Misk Savings Account: Perfect for customers who want to save and win. There's no salary transfer requirement, and every QAR 10,000 in your account gives you a chance to win in QIB's Misk prize draws.
How to transfer your salary and enjoy other benefits?
Once your account is active, you can request your employer to transfer your salary directly to QIB.
By making QIB your salary account, you'll gain access to exclusive offers and preferential rates across all our products, including Credit Cards, Auto Finance, and Personal Finance.
How to get your QIB Credit Card?
Applying for a QIB Credit Card through the QIB Mobile App is simple. Once you login, you'll see an offer to apply if you're eligible. Choose the card that suits your needs, select your preferred credit limit, and enter the name you'd like on the card. You can choose to have it delivered to you or pick it up at a QIB service centre. Confirm your details, enter the OTP sent to your phone, and your card will be on its way.
Remember, you can choose from a wide range of cards, including lifestyle, travel, and co-branded options with leading partners, as per your needs.
If you don't transfer your salary, you can still obtain a Credit Card secured against your savings or fixed deposit. This will give you the flexibility to build your credit profile while maintaining full control of your funds.
What are the financing options you can get with QIB?
Whether you're buying a car, renovating your home, or planning family expenses, we offer a range of Shari'a-compliant financing options tailored to your needs.
- Auto Financing: Finance your new or pre-owned vehicle with competitive profit rates and flexible payment plans.
- Personal Financing: Get the funds you need for your personal goals with simple and transparent terms.
- Financing Against Deposit: Access liquidity without breaking your savings – secure financing against your Term Deposit.
- Home Finance: Own your dream home with QIB Home Finance. Get up to 80% coverage, 30-year repayment, 12-month grace period, and complimentary Life Takaful protection.
- Qard Hasan for Retirees: Qard Hasan offers retirees profit-free financing up to QAR 300,000 with no fees or Takaful requirements.
You can start and track all financing applications conveniently through the QIB Mobile App or at any QIB branch.
How to manage day-to-day banking with QIB Mobile App?
With your account set up, you can instantly start managing your finances through the QIB Mobile App:
- Send and receive money locally and internationally
- Pay your bills and top up your mobile number
- Track spending and view account statements
- Request cheque books (for QAR current accounts)
- Apply for new products or update your personal details
Everything you need is securely available on your mobile, anytime and anywhere.
Why choose QIB?
- Instant digital onboarding – open your account in minutes
- No branch visit required
- Salary and non-salary options available
- Full suite of cards and finance solutions
- Shari’a-compliant banking with flexible choices
- Award-winning digital experience trusted by thousands of customers
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FAQs
Any Qatar resident with a valid QID can open an account through the QIB Mobile App. The process suits both salaried and non-salaried customers.
The process usually takes a few minutes once you submit your QID scan and selfie verification. You can start using your account shortly after approval.
A Current Account supports salary transfer, daily payments, and cheque services.
A Misk Savings Account focuses on savings and offers chances to enter Misk prize draws.
Yes. After account activation, QIB issues a free Debit Card for your account. You can use it for local and international purchases.
Yes. The QIB Mobile App allows you to apply for a Credit Card at any time and receive a Digital Card instantly for use.
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