Get your QIB Instant Credit Card in minutes via the Mobile App and enjoy seamless digital payment experience, generous rewards and premium travel benefits.
Benefits and features
Enjoy flexible options: Get Instant Credit Card against your salary, a blocked amount, or a fixed deposit.
Fast application: Apply for your credit card anytime through the QIB Mobile App with a quick, hassle-free process.
Instant approval: Submit your request and get approval within minutes. No additional paperwork needed.
Apple Pay ready: Add your new card instantly to Apple Pay on your iPhone, iPad, or Apple Watch for easy payments.
Eligibility alerts: Receive SMS and app notifications when you qualify, so you never miss your chance.
Unlock exclusive savings: Access more than 1,500 Buy‑1‑Get‑1‑Free offers with your complimentary QIB MyBook account.
Earn more on every spend: Collect reward points based on your card type whenever you use your card.
Pay faster and safer: Use the contactless feature available on all cards.
Travel with confidence: Get free airport lounge access and complimentary travel insurance on selected cards.
The simple steps to ordering a Credit Card
- Log in to the QIB Mobile App.
- Check the first screen for your Credit Card offer (available to eligible customers).
- Select the card that matches your lifestyle and needs.
- Set your preferred card limit.
- Enter the name you want on the card.
- Choose your delivery option - pickup or home delivery.
- Confirm your details and enter the OTP sent via SMS.
- Receive your printed card as per your chosen delivery method.
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Frequently asked questions
Eligible customers will see the Credit Card offer on the first screen after logging into the QIB Mobile App. If you don’t see the offer, you may not pre-qualify yet.
Yes. Once approved, you can add the card to Apple Pay and start using it digitally before the physical card arrives.
No additional fee is charged for applying through the QIB Mobile App.
Yes, you can request a change in your credit limit through the QIB Mobile App or by contacting QIB customer service.
Yes, the QIB Instant Credit Card is accepted worldwide wherever Visa or Mastercard is supported.
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