SMS banking

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Get instant account updates and make transfers between your own accounts– anytime, anywhere. Send SMS codes to 92699 and get services instantly.

Features & benefits

Get instant banking services – just choose your service, type the code, and send the SMS to 92699.

SMS Banking codes:

S.No Service Name SMS Code + Format
1 Account balance BAL <account number or nickname>
2 Credit card balance CBAL <credit card number or nickname>
3 Last 3 credit card transactions CRT <credit card number or nickname>
4 Last 3 account transactions TXN <account number or nickname>
5 QIB service codes HELP

Email statement:

Instant account statement: Get account statements in your registered email within seconds – send the message: EMS <account number="" or="" nickname=""> <number of="" months=""> leaving a space between them to 92699.

Account statement activation: Set up your account statement quickly with QIB’s Contact Center.

Account statement fees: Free for the first two months statement. Fees applicable as per QIB Tariffs and Charges for previous months statements.

Transferring funds between your QIB accounts:

Service code: Set up a personal service code when you register for QIB accounts for quick and easy transactions via SMS.

Own account transfers: Enable quick, secure money transfers between your account – send the message: <Personal service code> <amount> to 92699.

Quick confirmation: Send “1” to confirm, or “2” to cancel the transaction as soon as you receive the confirmation message.

Help:

Get assistance from QIB when you send a wrong service code.

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Frequently asked questions

Yes, as soon as you opt for a Current, Savings or Misk Account your SMS banking services will be activated automatically.

No, you are required to activate statement setup from the Contact Center 

Yes, you can request e-statements on your registered mail id. Send the message - EMS <account number or nickname> <number of months> to 92699.

Send your SMS service request to 92699

Yes, send the message - TXN <account number="" or="" nickname=""> to 92699.

Send SMS for your banking needs without any charges.

Currently, SMS banking supports funds transfers only between your QIB accounts. 

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