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Gold Charge Card

Unlock worldwide payments, Absher points, and 100% cash access with QIB Gold Charge Card.

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Free Credit Shield Takaful

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Worldwide emergency card replacement

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Earn Absher points on everyday spends

Card details

Earn rewards everywhere: Collect Absher points on every spend - 1 point per QAR 8 internationally, QAR 10 domestically.

Rewarding restricted purchases: Earn 50% Absher points on auto, government, and fuel transactions within the EEA and UK region.

Balance protection made easy: Safeguard your card balance against death or disability with affordable monthly Credit Shield Takaful coverage.

Instant card approval: Apply via QIB Mobile App and get your Shari'a-compliant Gold Charge Card quickly.

Worldwide acceptance: Shop and pay globally with ease - your Gold Charge Card works everywhere.

Real-time alerts: Stay updated with instant SMS notifications and monthly statements via email or fax.

Full cash access: Withdraw up to 100% of your credit limit instantly from QIB ATMs.

Supplementary cards: Share the ease of cashless payments with your family and keep track of expenses effortlessly using supplementary cards.

Emergency card replacement: Get your Gold Charge Card replaced quickly from anywhere in the world during emergencies.

Contactless card: Tap and pay securely with your Gold Charge Card using Google Pay, mPay, or Samsung Wallet.

Services Fees (QAR)
Issuance fees Free
Annual fees 250
Issuance / annual fee for supplementary cards 100
Replacement (lost/damaged) 100
Cash withdrawal 3%
Currency conversion fee USD and GCC: 2%
GBP and EUR: 2.5%
Other currencies: 3%
Feasibility fee for limit increase – temporary 50
Printed/fax statement/e-statement Free
Additional printed statements per month 50
Card transactions dispute fees –
(charged to the customer in case of invalid disputes)		 100
Express service Free
Send card/pin outside Qatar Actual courier cost
Copy of sales voucher 100
Charity fee (commitment to donate in case of late payment) 2% of unpaid outstanding (to be sent to charity)

* Tamayuz customer will get

  • – Free issuance and annual fee of primary cards
  • – Free feasibility fee for limit increase – temporary
  • – Free send card/PIN outside Qatar

* Private Banking customer will get

  • – Free issuance and annual fee of primary cards
  • – Free feasibility fee for limit increase – temporary
  • – Free send card/PIN outside Qatar

Who can apply: Qataris and Expats

Required documents:

  • QID (Qataris and Expats)
  • Passport (Expats)
Apply for a Card in few easy steps
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  • Step 1
    Log in to your account 
    Step 1 - Login to your account - English
    Step 1

    Login to QIB Mobile App. Select “My Offers” to view your personalized card options.

  • Step 2
    Choose a suitable card
    Step 2 - Choose a suitable Card - English
    Step 2

    Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’

  • Step 3
    Select Credit Shield & delivery option 
    Step 3 Select Credit Shield delivery option English
    Step 3

    Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.

  • Step 4
    Review & validate
    Step 4 Review validate English
    Step 4

    Confirm your personal details, enter the OTP, and complete your application.

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Make payments effortlessly with contactless technology.

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Protect yourself from fraud

Your security is our top priority. Learn how to spot scams and protect your personal information with simple tips that help you bank with confidence. 

Get More Tips
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Private information

Keep your info private: Never share passwords, PINs, or OTPs.

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Recognize spam

Spot suspicious messages: Ignore unexpected emails, calls, or links asking for sensitive details.

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Verify contact

Confirm before you share: Always verify the identity of the person or organization before responding.

Get More Tips

FAQs

You will get 1 point per QAR 8 internationally and per QAR 10 domestically. However, through auto, fuel, and government transactions in EEA and UK, you can only earn 50% of the points.

Points remain valid for 3 years from the date of earning.

Yes, you can tap and pay with QIB Gold Charge Card via Google Wallet, Samsung wallet, mPay, and Apple Pay.

Your limit will be assigned based on eligibility. However, you can request adjustments later.

In case of emergencies, QIB offers card replacement services worldwide, so you can always apply for a new card whenever it’s needed – considering the reasoning you’re providing is valid.