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Visa Gold Credit Card

Enjoy cashless convenience and unlock rewards on every purchase with QIB Visa Gold Credit Card.

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Free Credit Shield

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Profit free period of up to 45 days

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Unlimited supplementary cards

Card details

A: Rewards

Earn Absher points on all spends: International (1 Absher point per QAR 8 spent), Domestic (1 Absher point per QAR 10 spent).

Rewarding restricted purchases: Transactions originating from EEA and UK Countries and merchants under government, fuel and auto dealers as defined by Visa rules will be awarded only 50% of Absher points on QIB Visa Gold Credit Card.

B. Insurance

Credit Shield Takaful: Protect your card balance against death or disability for a small monthly fee.

C. Everyday convenience

Fast approval: Avail your Sharia-compliant Visa Gold Credit Card instantly via the QIB Mobile App.

Minimum payment: Pay a minimum of 5% and repay the remaining amount in the upcoming cycle at a profit rate of 1% per month.

Credit period: Enjoy profit-free credit up to 45 days on your purchases.

Global acceptance: Enjoy cashless convenience 24x7 worldwide.

Spending alerts: Receive instant SMS notifications and monthly statements by email or fax on request.

Cash withdrawal: Get instant cash access up to 100% of your credit limit from QIB’s ATM, effortlessly.

Supplementary cards: Share the convenience of cashless spending with your loved ones with supplementary cards.

Services Fees (QAR)
Issuance fees Free
Annual fees 250
Issuance/annual fee for supplementary cards 100
Replacement (lost/damaged) 100
Cash withdrawal 3%
Currency conversion fee USD and GCC: 2%
GBP and EUR: 2.5%
Other currencies: 3%
Profit rate per month (on unpaid Outstanding amount) 1%
Printed / fax statement / e-statement Free
Additional printed statements per month 50
Card Transactions Dispute fees –
(charged to the customer in case of invalid disputes)		 100
Express service Free
Send card/PIN outside Qatar Actual courier cost
Copy of sales voucher 100
Charity fee (commitment to donation in case of late payment) 2% of unpaid outstanding (to be sent to charity)

* Tamayuz customer will get – free issuance, replacement and annual fee of primary cards

* Private Banking customer will get – free issuance, replacement and annual fee of primary & supplementary cards

Who can apply:

  • Qataris and expats

Required documents:

  • QID (Qataris and Expats)
  • Passport (Expats)
Apply for a Card in few easy steps
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  • Step 1
    Log in to your account 
    Step 1 - Login to your account - English
    Step 1

    Login to QIB Mobile App. Select “My Offers” to view your personalized card options.

  • Step 2
    Choose a suitable card
    Step 2 - Choose a suitable Card - English
    Step 2

    Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’

  • Step 3
    Select Credit Shield & delivery option 
    Step 3 Select Credit Shield delivery option English
    Step 3

    Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.

  • Step 4
    Review & validate
    Step 4 Review validate English
    Step 4

    Confirm your personal details, enter the OTP, and complete your application.

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Unlock exclusive rewards with Absher!

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Payment benefit
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Easy Payment Plan

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Protect yourself from fraud

Your security is our top priority. Learn how to spot scams and protect your personal information with simple tips that help you bank with confidence. 

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Private information

Keep your info private: Never share passwords, PINs, or OTPs.

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Recognize spam

Spot suspicious messages: Ignore unexpected emails, calls, or links asking for sensitive details.

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Verify contact

Confirm before you share: Always verify the identity of the person or organization before responding.

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FAQs

Qataris and expats who have an account with QIB can apply for this contactless card.

A monthly profit rate of 1% is applied on the revolving balance if you pay partially during the grace period.

Yes, you can tap and pay with QIB Visa Gold Credit Card via Google Wallet, Samsung Wallet and Apple Pay.

Yes, you can set custom spending limits for supplementary Visa Gold Cards.

Tamayuz customers get complimentary issuance and replacement of primary cards and zero annual fees.

Private Banking customers get complimentary issuance and replacement of primary cards and secondary cards along with zero annual fees.