Visa Platinum Credit Card
Enjoy cashless convenience and unlock rewards on every purchase with QIB Visa Platinum Credit Card.
Enjoy cashless convenience and unlock rewards on every purchase with QIB Visa Platinum Credit Card.
Unlock rewards on all spends: International (1 Absher point per QAR 6 spent), Domestic (1 Absher point per QAR 8 spent).
Rewarding restricted purchases: Earn 50% Absher points on auto, government, and fuel transactions within the EEA and UK region.
International lounge access: Enjoy lounge access in 25 airports around the world through the Visa Airport Companion App.
Buyers’ protection: Enjoy automatic insurance against loss, theft, or damage of eligible products when you pay in full with your card.
Additional warranty: Unlock up to 12 months of extended warranty, as a reimbursement benefit, on eligible Visa purchases, after the original manufacturer’s warranty expires.
Credit shield Takaful: Liberate your loved ones from your credit obligations. Get cover against death or disability for your card dues, all for a nominal monthly fee.
Full cash access: Get instant cash access up to 100% of your credit limit 24x7 via ATMs, even outside regular banking hours.
Supplementary cards: Share your credit limit with your loved ones and manage family expenses with your complimentary additional cards.
Minimum amount due: Pay a minimum of 5% now and settle the remaining balance in the next cycle – with a profit rate of just 1% per month.
Credit period: Enjoy a profit-free credit period up to 45 days on your purchases.
Spending alerts: Receive real-time updates of your daily spending on your registered mobile number.
International usage: Experience stress-free, instant international payments at stores, websites, and merchant outlets across the globe.
| Services | Fees (QAR) |
|---|---|
| Issuance fees | Free |
| Annual fees | 350 |
| Issuance/annual fee for supplementary cards | 100 |
| Replacement (lost/damaged) | 100 |
| Cash withdrawal | 3% |
| Currency conversion fee | USD and GCC: 2% |
| GBP and EUR: 2.5% | |
| Other currencies: 3% | |
| Profit rate per month (on unpaid outstanding amount) | 1% |
| Printed / fax statement / e-statement | Free |
| Additional printed statements per month | 50 |
| Card transactions dispute fees - (charged to the customer in case of invalid disputes) | 100 |
| Express service | Free |
| Send card/pin outside Qatar | Actual courier cost |
| Copy of sales voucher | 100 |
| Charity fee (commitment to donate in case of late payment) | 2% of unpaid outstanding (to be sent to charity) |
| * Tamayuz customer will get – free issuance, replacement and annual fee of primary cards | |
| * Private banking customer will get – free issuance, replacement and annual fee of primary & supplementary cards | |
Who can apply: Qataris and expats
Required documents:
Login to QIB Mobile App. Select “My Offers” to view your personalized card options.
Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’
Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.
Confirm your personal details, enter the OTP, and complete your application.
Quickly calculate your potential rewards.
Chip: It stores encrypted data and generates unique transaction code each time you use the card.
PIN: It is a verification code that you enter to authenticate the payment.
Together, they ensure secure transactions while ensuring an additional layer of security guards your data.