Visa Platinum Credit Card

Enjoy cashless convenience and unlock rewards on every purchase with QIB Visa Platinum Credit Card.

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Earn Absher points on your everyday spends

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Free lounge access available at 25 airports

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Free Credit Shield Takaful

Card details

Unlock rewards on all spends: International (1 Absher point per QAR 6 spent), Domestic (1 Absher point per QAR 8 spent).

Rewarding restricted purchases: Earn 50% Absher points on auto, government, and fuel transactions within the EEA and UK region.

International lounge access: Enjoy lounge access in 25 airports around the world through the Visa Airport Companion App.

Buyers’ protection: Enjoy automatic insurance against loss, theft, or damage of eligible products when you pay in full with your card.

Terms and conditions apply.

Additional warranty: Unlock up to 12 months of extended warranty, as a reimbursement benefit, on eligible Visa purchases, after the original manufacturer’s warranty expires.

Terms and conditions apply

Credit shield Takaful: Liberate your loved ones from your credit obligations. Get cover against death or disability for your card dues, all for a nominal monthly fee.

Terms and conditions apply

Full cash access: Get instant cash access up to 100% of your credit limit 24x7 via ATMs, even outside regular banking hours.

Supplementary cards: Share your credit limit with your loved ones and manage family expenses with your complimentary additional cards.

Minimum amount due: Pay a minimum of 5% now and settle the remaining balance in the next cycle – with a profit rate of just 1% per month.

Credit period: Enjoy a profit-free credit period up to 45 days on your purchases.

Spending alerts: Receive real-time updates of your daily spending on your registered mobile number.

International usage: Experience stress-free, instant international payments at stores, websites, and merchant outlets across the globe.

Services Fees (QAR)
Issuance fees Free
Annual fees 350
Issuance/annual fee for supplementary cards 100
Replacement (lost/damaged) 100
Cash withdrawal 3%
Currency conversion fee USD and GCC: 2%
GBP and EUR: 2.5%
Other currencies: 3%
Profit rate per month (on unpaid outstanding amount) 1%
Printed / fax statement / e-statement Free
Additional printed statements per month 50
Card transactions dispute fees - (charged to the customer in case of invalid disputes) 100
Express service Free
Send card/pin outside Qatar Actual courier cost
Copy of sales voucher 100
Charity fee (commitment to donate in case of late payment) 2% of unpaid outstanding (to be sent to charity)
* Tamayuz customer will get – free issuance, replacement and annual fee of primary cards
* Private banking customer will get – free issuance, replacement and annual fee of primary & supplementary cards

Who can apply: Qataris and expats

Required documents:

  • QID (Qataris and expats)
  • Passport (expats)
Apply for a Card in few easy steps
  • Step 1
    Log in to your account 
    Step 1 - Login to your account - English
    Step 1

    Login to QIB Mobile App. Select “My Offers” to view your personalized card options.

  • Step 2
    Choose a suitable card
    Step 2 - Choose a suitable Card - English
    Step 2

    Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’

  • Step 3
    Select Credit Shield & delivery option 
    Step 3  Select Credit Shield  delivery option  English
    Step 3

    Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.

  • Step 4
    Review & validate
    Step 4  Review  validate  English
    Step 4

    Confirm your personal details, enter the OTP, and complete your application.

Rewards estimator

Quickly calculate your potential rewards.

Rewards Estimator Calculator

Monthly Spend Inputs
0 QAR 50000 QAR
0 QAR 50000 QAR
0 QAR 50000 QAR
0 QAR 60000 QAR
0 QAR 50000 QAR
0 QAR 50000 QAR
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Alternative cards

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Infinite Credit Card

Benefits:

  • CheckCircle Earn Absher Rewards on everyday spends
  • CheckCircle Free Travel Takaful
  • CheckCircle Free airport lounge access

Ladies Credit Card

Benefits:

  • CheckCircle Free airport lounge access
  • CheckCircle Exclusive discounts
  • CheckCircle Earn Absher points on your everyday shopping

Visa Gold Credit Card

Benefits:

  • CheckCircle Free Credit Shield
  • CheckCircle Profit free period of up to 45 days
  • CheckCircle Unlimited supplementary cards

Signature Credit Card

Benefits:

  • CheckCircle Earn Absher Points on your everyday spends
  • CheckCircle Complimentary memberships for clubs and retail chains
  • CheckCircle Instant availability Via QIB Mobile App
Payment benefit
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Easy Payment Plan

Convert up to 10 Credit Card transactions into flexible monthly instalments (3 to 24 months) on the QIB Mobile App.
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Protect yourself from fraud

Your security is our top priority. Spot scams and protect your personal information with simple tips that help you bank with confidence.

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Private information

Keep your information private: Never share passwords, PINs, or OTPs.

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Recognize spam

Spot suspicious messages: Ignore unexpected emails, calls, or links asking for sensitive details.

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Verify contact

Confirm before you share: Always verify the identity of the person or organization before responding.

FAQs

Qataris and expats who have an account with QIB can apply for this Platinum Visa Card.

A monthly profit rate of 1% is applied on the revolving balance if you pay partially during the grace period.

Yes, you can tap and pay with QIB Visa Platinum Credit Card via Samsung Wallet, Google Pay, and Apple Pay.

Yes, you can set custom spending limits for supplementary cardholders.

Chip: It stores encrypted data and generates unique transaction code each time you use the card.

PIN: It is a verification code that you enter to authenticate the payment.

Together, they ensure secure transactions while ensuring an additional layer of security guards your data.

Login to the Cardholderbenefitsonline.com/ website with your 16-digit Credit Card number and proceed with the steps on the site.

Tamayuz customers get complimentary issuance and replacement of primary cards and zero annual fees.  

Tamayuz customers get complimentary issuance and replacement of primary cards and zero annual fees.