Signature Credit Card
Experience global privileges, rewards, and flexibility with the Signature Credit Card - your Shari’a-compliant companion for everyday travel spending.
Experience global privileges, rewards, and flexibility with the Signature Credit Card - your Shari’a-compliant companion for everyday travel spending.
Manageable payment structure: Pay as little as 5% of your monthly balance and carry forward the remaining amount to the next month. All you need to do is pay the rest on time,
Rewarding spends: Earn Absher Rewards points every time you use your card and turn everyday purchases into valuable benefits.
Profit-free period: Enjoy up to 45 days without profit charges when you pay your full balance.
Contactless enabled feature: Pay quickly and securely by tapping your card. No need to swipe or insert, making it perfect for fast checkouts.
Global acceptance: Enjoy seamless payments around the world, whether you’re shopping online or in-store.
Exclusive memberships: Enjoy complimentary access to select clubs, retailers, and partner brands, giving you added value and premium experiences at no extra cost.
Emergency support: Get 24x7 global emergency assistance to get immediate help with card issues, travel concerns, and urgent situations wherever you are.
Full cash access: Access your full limit in cash at ATMs worldwide for maximum flexibility, total control, and funds whenever you need them.
Monthly statements: Receive detailed monthly statements that show your expenses, outline account activity, and keep you in full control of your finances.
Free SMS alerts: Get free SMS alerts that provide instant updates on transactions, account status, and changes to keep you informed and protected.
Flexible payments: Carry forward your outstanding balance at a monthly 1% profit rate, giving you greater control, easier budgeting, and more financial flexibility.
Unlimited cards: Get unlimited supplementary cards for family members, offering shared access, wider convenience, and full control from your main account.
Instant access: Avail your card instantly through the QIB Mobile App for quick approval, fast setup, and immediate access to essential card benefits.
Concierge access: Enjoy free multilingual concierge support through your Signature Credit Card, with 24-hour assistance for reservations, transport, tickets, gifts, and more during any trip.
Credit protection: Enrol in Credit Shield Takaful for a small monthly fee and receive coverage for your outstanding balance in case of death or permanent disability.
Exclusive discounts: Access premium discounts on hotels, restaurants, car rentals, theme parks, jewellery stores, education centres, holiday packages, and top global outlets for exceptional value.
Airport lounge access: Enjoy complimentary access to 850+ airport lounges worldwide. Please visit Visa Airport Companion to create your account today!
Absher points: Earn Absher points on every purchase you make with your QIB Signature Credit Card. Your rewards remain valid for three years and apply to supplementary cards as well. Activate your rewards now.
| Card type | International POS/E-comm. spends | Domestic POS/E-comm. spends |
|---|---|---|
| Signature Credit Card | For every QAR 5 spent, earn 1 Point. | For every QAR 6 spend, earn 1 Point |
Note:
Transactions from EEA and UK, and purchases at government, fuel, or auto merchants will earn only 50% Absher points on any QIB Credit Card.
Travel insurance
Use your Signature Credit Card to pay for your trip and get free travel insurance for that journey. For full details, including coverage, please refer to the policy terms and conditions shared below.
| Accident & health coverage | Principal sum insured (USD) |
|---|---|
| 1. Personal accident benefits (common carrier) | |
| Adult | International trips: USD 500,000 domestic trips: USD 50,000 |
| Children | USD 5,000 |
| Accidental death | 100% of the benefit amount |
| Permanent partial disability due to accident | % of the benefit amount as per scale |
| Permanent total disability due to accident | 100% of the benefit amount |
| 2. Medical and related benefits | |
| Emergency medical expenses | USD 150,000 |
| Deductible | USD 100 domestic trips USD nil international trips |
| Dental expenses | USD 10,000 |
| Repatriation expenses | USD 500,000 |
| Hospital benefit | USD 50 per day up to USD 1,500 |
| Return of mortal remains/burial expenses | USD 5,000 |
| 3. Travel inconvenience benefits | |
| Trip cancellation/curtailment | USD 5,000 |
| Personal property | USD 1,000 |
| Single article limit | USD 150 |
| Valuables limit in total | USD 150 |
| Deductible | USD 50 |
| Baggage delay | USD 42 per hour up to USD 500 |
| Deductible | 4 hours |
| Trip delay | USD 42 per hour up to USD 1,000 |
| Deductible | 4 hours |
| Hijack | USD 25 per day up to USD 500 |
| Emergency family repatriation | Economy return flight |
| Emergency child repatriation | Economy flight |
| Each benefit amount or limit of liability contained within the Table of Benefits is in United States Dollars (USD). Payment of claims will be made in local currency where required by law. | |
Buyers’ protection
We provide protection on all purchases made with your Signature Credit Card. Any item purchased while travelling is automatically insured against loss, theft, or damage for up to 365 days from the date of purchase, for items valued above USD 100.
| Coverage | |
| Any one occurrence | USD 6,000 |
|---|---|
| Limit per 365 days | USD 20,000 |
Extended warranty
Your Signature Credit Card offers the benefit of an extended warranty on your purchases. The original manufacturer or retailer warranty is doubled, with coverage valid for up to 12 months from the date of purchase.
| Coverage | |
| Any one occurrence | USD 3,500 |
|---|---|
| In aggregate | USD 6,000 |
B: Financial and credit criteria
| Services | Fees (QAR) |
|---|---|
| Issuance fees | Free |
| Annual fees | 500 |
| Issuance/annual fee for supplementary cards | 100 |
| Replacement (lost/damaged) | 100 |
| Cash withdrawal | 3% |
| Currency conversion fee | USD and GCC: 2% |
| GBP and EUR: 2.5% | |
| Other currencies: 3% | |
| Profit rate per month (on unpaid outstanding amount) | 1% |
| Printed/fax statement/e-statement | Free |
| Additional printed statements per month | 50 |
| Card transactions dispute fees - (charged to the customer in case of invalid disputes) | 100 |
| Express service | Free |
| Send card/pin outside Qatar | Actual courier cost |
| Copy of sales voucher | 100 |
| Charity fee (commitment to donate in case of late payment) | 2% of unpaid outstanding (to be sent to charity) |
| * Tamayuz customer will get – free issuance, replacement and annual fee of primary cards | |
| * Private banking customer will get – free issuance, replacement and annual fee of primary & supplementary cards | |
Login to QIB Mobile App. Select “My Offers” to view your personalized card options.
Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’
Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.
Confirm your personal details, enter the OTP, and complete your application.
Quickly calculate your potential rewards.