Signature Credit Card

Experience global privileges, rewards, and flexibility with the Signature Credit Card - your Shari’a-compliant companion for everyday travel spending.

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Earn Absher Points on your everyday spends

Payment card surrounded by icons representing shopping, travel, and digital services.

Complimentary memberships for clubs and retail chains

Payment card surrounded by icons representing shopping, travel, and digital services.

Instant availability Via QIB Mobile App

Card details

Manageable payment structure: Pay as little as 5% of your monthly balance and carry forward the remaining amount to the next month. All you need to do is pay the rest on time,

Rewarding spends: Earn Absher Rewards points every time you use your card and turn everyday purchases into valuable benefits.

Profit-free period: Enjoy up to 45 days without profit charges when you pay your full balance.

Contactless enabled feature: Pay quickly and securely by tapping your card. No need to swipe or insert, making it perfect for fast checkouts.

Global acceptance: Enjoy seamless payments around the world, whether you’re shopping online or in-store.

Exclusive memberships: Enjoy complimentary access to select clubs, retailers, and partner brands, giving you added value and premium experiences at no extra cost.

Emergency support: Get 24x7 global emergency assistance to get immediate help with card issues, travel concerns, and urgent situations wherever you are.

Full cash access: Access your full limit in cash at ATMs worldwide for maximum flexibility, total control, and funds whenever you need them.

Monthly statements: Receive detailed monthly statements that show your expenses, outline account activity, and keep you in full control of your finances.

Free SMS alerts: Get free SMS alerts that provide instant updates on transactions, account status, and changes to keep you informed and protected.

Flexible payments: Carry forward your outstanding balance at a monthly 1% profit rate, giving you greater control, easier budgeting, and more financial flexibility.

Unlimited cards: Get unlimited supplementary cards for family members, offering shared access, wider convenience, and full control from your main account.

Instant access: Avail your card instantly through the QIB Mobile App for quick approval, fast setup, and immediate access to essential card benefits.

Concierge access: Enjoy free multilingual concierge support through your Signature Credit Card, with 24-hour assistance for reservations, transport, tickets, gifts, and more during any trip.

Credit protection: Enrol in Credit Shield Takaful for a small monthly fee and receive coverage for your outstanding balance in case of death or permanent disability.

Exclusive discounts: Access premium discounts on hotels, restaurants, car rentals, theme parks, jewellery stores, education centres, holiday packages, and top global outlets for exceptional value.

Airport lounge access: Enjoy complimentary access to 850+ airport lounges worldwide. Please visit Visa Airport Companion to create your account today!

Absher points: Earn Absher points on every purchase you make with your QIB Signature Credit Card. Your rewards remain valid for three years and apply to supplementary cards as well. Activate your rewards now.

Card type International POS/E-comm. spends Domestic POS/E-comm. spends
Signature Credit Card For every QAR 5 spent, earn 1 Point. For every QAR 6 spend, earn 1 Point

Note:

Transactions from EEA and UK, and purchases at government, fuel, or auto merchants will earn only 50% Absher points on any QIB Credit Card.

Travel insurance

Use your Signature Credit Card to pay for your trip and get free travel insurance for that journey. For full details, including coverage, please refer to the policy terms and conditions shared below.

Accident & health coverage Principal sum insured (USD)
1. Personal accident benefits (common carrier)
Adult International trips: USD 500,000 domestic trips: USD 50,000
Children USD 5,000
Accidental death 100% of the benefit amount
Permanent partial disability due to accident % of the benefit amount as per scale
Permanent total disability due to accident 100% of the benefit amount
2. Medical and related benefits
Emergency medical expenses USD 150,000
Deductible USD 100 domestic trips USD nil international trips
Dental expenses USD 10,000
Repatriation expenses USD 500,000
Hospital benefit USD 50 per day up to USD 1,500
Return of mortal remains/burial expenses USD 5,000
3. Travel inconvenience benefits
Trip cancellation/curtailment USD 5,000
Personal property USD 1,000
Single article limit USD 150
Valuables limit in total USD 150
Deductible USD 50
Baggage delay USD 42 per hour up to USD 500
Deductible 4 hours
Trip delay USD 42 per hour up to USD 1,000
Deductible 4 hours
Hijack USD 25 per day up to USD 500
Emergency family repatriation Economy return flight
Emergency child repatriation Economy flight
Each benefit amount or limit of liability contained within the Table of Benefits is in United States Dollars (USD). Payment of claims will be made in local currency where required by law.

Buyers’ protection

We provide protection on all purchases made with your Signature Credit Card. Any item purchased while travelling is automatically insured against loss, theft, or damage for up to 365 days from the date of purchase, for items valued above USD 100.

Coverage
Any one occurrence USD 6,000
Limit per 365 days USD 20,000

Extended warranty

Your Signature Credit Card offers the benefit of an extended warranty on your purchases. The original manufacturer or retailer warranty is doubled, with coverage valid for up to 12 months from the date of purchase.

Coverage
Any one occurrence USD 3,500
In aggregate USD 6,000

A: Basic eligibility

  • Minimum age: You need to be at least 18 years old to apply.
  • Qatar residency: The applicant should be a resident of Qatar with a valid QID.
  • QIB account: You are required to have an active account with Qatar Islamic Bank.

B: Financial and credit criteria

  • Income requirement: Meeting the minimum monthly income threshold is required for the Cardholder.
  • Credit history: Our Signature Credit Card is subjected to credit evaluation and approval by QIB.

Services Fees (QAR)
Issuance fees Free
Annual fees 500
Issuance/annual fee for supplementary cards 100
Replacement (lost/damaged) 100
Cash withdrawal 3%
Currency conversion fee USD and GCC: 2%
GBP and EUR: 2.5%
Other currencies: 3%
Profit rate per month (on unpaid outstanding amount) 1%
Printed/fax statement/e-statement Free
Additional printed statements per month 50
Card transactions dispute fees - (charged to the customer in case of invalid disputes) 100
Express service Free
Send card/pin outside Qatar Actual courier cost
Copy of sales voucher 100
Charity fee (commitment to donate in case of late payment) 2% of unpaid outstanding (to be sent to charity)
* Tamayuz customer will get – free issuance, replacement and annual fee of primary cards
* Private banking customer will get – free issuance, replacement and annual fee of primary & supplementary cards
Apply for a Card in few easy steps
  • Step 1
    Log in to your account 
    Step 1 - Login to your account - English
    Step 1

    Login to QIB Mobile App. Select “My Offers” to view your personalized card options.

  • Step 2
    Choose a suitable card
    Step 2 - Choose a suitable Card - English
    Step 2

    Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’

  • Step 3
    Select Credit Shield & delivery option 
    Step 3  Select Credit Shield  delivery option  English
    Step 3

    Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.

  • Step 4
    Review & validate
    Step 4  Review  validate  English
    Step 4

    Confirm your personal details, enter the OTP, and complete your application.

Rewards estimator

Quickly calculate your potential rewards.

Rewards Estimator Calculator

Monthly Spend Inputs
0 QAR 50000 QAR
0 QAR 50000 QAR
0 QAR 50000 QAR
0 QAR 60000 QAR
0 QAR 50000 QAR
0 QAR 50000 QAR
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Easy Payment Plan

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FAQs

You can apply instantly through the QIB Mobile App using the Instant Credit Card feature.

You can pay as little as 5% of your outstanding balance each month and can carry forward the remaining balance with a monthly profit rate of 1%.

Yes, you get complimentary access to over 850 airport lounges worldwide through Visa Airport Companion. However, guest access costs USD 32 per person.

Yes, purchases over USD 100 are insured against loss, theft, or damage for up to 365 days.

Yes, you can request supplementary cards for family members, and they will enjoy the same benefits.

You can call the number on the back of your card for global emergency support at any time.