Ladies Credit Card
QIB Ladies Credit Card offers exclusive rewards, Visa concierge services, and global access for women writing their own journey.
Ladies Credit Card
Free airport lounge access
Exclusive discounts
Earn Absher points on your everyday shopping
Card details
Lifestyle & rewards
- Earn on spending: Earn Absher points on every purchase and redeem them for travel, shopping, or lifestyle rewards.
- Exclusive offers: Access curated discounts on fashion, dining, wellness, and travel - designed around your lifestyle.
- Reward validity: Absher points remain valid for 3 years, giving you more time and flexibility to redeem your rewards.
Travel & concierge
- Airport lounge access : Enjoy complimentary access to 850+ airport lounges worldwide. Please visit Visa Airport Companion to create your account today!
- Concierge services: Get round-the-clock help with reservation, arranging gifts, booking taxi theatre ticket, or travel experiences across the globe.
- Global acceptance: Use your card confidently at millions of locations worldwide, both online and in-store.
Everyday convenience
- Full cash access: Withdraw up to 100% of your available credit limit in cash when you need immediate access to funds.
- Expense tracking: Stay in control with monthly statements and instant SMS alerts for every transaction you make.
- Contactless pay: Make fast, secure payments using Apple Pay, Google Pay, or Samsung Wallet.
Flexibility & protection
- Flexible payments: Pay just 5% in the first month, then clear the upcoming cycles with a 1% monthly profit rate on the remaining balance.
- For you and for your family: Add unlimited supplementary cards for family members and manage all spending in one place.
- Credit Shield Takaful: Optional Takaful plan covers your outstanding balance in case of death, disability, or job loss.
Use your Ladies Credit Card to pay for your trip and get free travel insurance for that journey. For full details, including coverage, please refer to the policy terms and conditions shared below.
| Accident & health coverage | Principal sum insured (USD) |
|---|---|
| 1. Personal accident benefits (common carrier) | |
| Adult | International trips: USD 500,000 domestic trips: USD 50,000 |
| Children | USD 5,000 |
| Accidental death | 100% of the benefit amount |
| Cash withdrawal | 3% |
| Permanent partial disability due to accident | % of the benefit amount as per scale |
| Permanent total disability due to accident | 100% of the benefit amount |
| 2. Medical and related benefits | |
| Emergency medical expenses | USD 150,000 |
| Deductible | USD 100 domestic trips USD nil international trips |
| Dental expenses | USD 10,000 |
| Repatriation expenses | USD 500,000 |
| Hospital benefit | USD 50 per day up to USD 1,500 |
| Return of mortal remains/burial expenses | USD 5,000 |
| 3. Travel inconvenience benefits | |
| Trip cancellation/curtailment | USD 5,000 |
| Personal property | USD 1,000 |
| Single article limit | USD 150 |
| Valuables limit in total | USD 150 |
| Deductible | USD 50 |
| Baggage delay | USD 42 per hour up to USD 500 |
| Deductible | 4 Hours |
| Trip delay | USD 42 per hour up to USD 1,000 |
| Deductible | 4 Hours |
| Hijack | USD 25 per day up to USD 500 |
| Emergency family repatriation | Economy return flight |
| Emergency child repatriation | Economy flight |
Each benefit amount or limit of liability contained within the Table of Benefits is in United States Dollars (USD). Payment of claims will be made in local currency where required by law.
- Who can apply:
- Qataris and Expat women holding an account with QIB
- Required documents:
- QID (Qataris and expats)
- Passport (expats)
For our QIB Ladies Credit Card holders, we will insure items above USD 100 bought during travel against loss, theft, or damage for up to 365 days.
| Coverage | |
|---|---|
| Any one occurrence | USD 6,000 |
| Limit per 365 days | USD 20,000 |
Extended warranty
Your Ladies Credit Card comes with the unique benefit of an extended warranty by doubling the manufacturer/retailer warranty for all your purchases. This coverage is valid for 12 months from the purchase date.
| Coverage | |
|---|---|
| Any one occurrence | USD 3,500 |
| In aggregate | USD 6,000 |
- Absher Loyalty Program: Earn Absher Points on every purchase with your card. Points are valid for 3 years and can be earned on supplementary cardholder spends too.
- International spends: Earn 1 point for every QAR 5 spent.
- Domestic spends: Earn 1 point for every QAR 6 spent (Note: Transactions from EEA/UK and certain merchant categories earn 50% of the usual points).
- Exclusive discounts: Enjoy savings on hotels, car rentals, fine dining, jewelry, theme parks, education centers, and more.
- Complimentary memberships: Access to premium clubs, retail chains, and lifestyle benefits.
| Services | Fees (QAR) |
|---|---|
| Issuance fees | Free |
| Annual fees | 350 |
| Issuance/annual fee for supplementary cards | 100 |
| Replacement (Lost/damaged) | 100 |
| Cash withdrawal | 3% |
| Currency conversion fee | USD and GCC: 2% GBP and EUR: 2.5% Other currencies: 3% |
| Profit rate per month (on unpaid outstanding amount) | 1% |
| Printed/fax statement/e-statement | Free |
| Additional printed statements per month | 50 |
| Card Transactions Dispute fees – (charged to the customer incase of invalid disputes) | 100 |
| Express service | Free |
| Send card/PIN outside Qatar | Actual courier cost |
| Copy of sales voucher | 100 |
| Charity fee (commitment to donate in case of late payment) | 2% of unpaid outstanding (to be sent to charity) |
* Tamayuz customer free – issuance, replacement, and annual fee of primary cards
* Private Banking customer Free – issuance, replacement, and annual fee of primary & supplementary cards
Apply for a Card in few easy steps
-
Step 1
Log in to your account
Step 1
Login to QIB Mobile App. Select “My Offers” to view your personalized card options.
-
Step 2
Choose a suitable card
Step 2
Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’
-
Step 3
Select Credit Shield & delivery option
Step 3
Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.
-
Step 4
Review & validate
Step 4
Confirm your personal details, enter the OTP, and complete your application.
Rewards estimator
Calculate your potential rewards effortlessly.
Rewards Estimator Calculator
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Card offers
Up To 15%
LIFESTYLES
Al Aziziyah Boutique Hotel
15% discount on best available room rate
*Offer valid till - 31-12-2026
Up To 20%
LIFESTYLES
The Opal-Luxury Urban Spa
20% discount on SPG ( Sauna, Pool & Gym) & Lifestyle Memberships
*Offer valid till - 31-12-2026
Up To 20%
LIFESTYLES
Millennium Plaza Hotel
20% discount at Circle Restaurant on total bill
*Offer valid till - 31-12-2026
Up To 15%
LIFESTYLES
Centara Westbay Hotel and Residence
15% discount at Dalchini Restaurant
*Offer valid till - 31-12-2026
Up To 20%
Up To 20%
Up To 15%
LIFESTYLES
Al Aziziyah Boutique Hotel
15% discount on best available room rate
*Offer valid till - 31-12-2026
Up To 20%
LIFESTYLES
The Opal-Luxury Urban Spa
20% discount on SPG ( Sauna, Pool & Gym) & Lifestyle Memberships
*Offer valid till - 31-12-2026
Up To 20%
LIFESTYLES
Millennium Plaza Hotel
20% discount at Circle Restaurant on total bill
*Offer valid till - 31-12-2026
Up To 15%
LIFESTYLES
Centara Westbay Hotel and Residence
15% discount at Dalchini Restaurant
*Offer valid till - 31-12-2026
Up To 50%
SHOPPING
Fifty One East
15% Discount at Fifty One East Shoes & Handbags boutique, Lagoona Mall
*Offer valid till - 31-12-2026
LIFESTYLES
Royal Emeralds Spa
40071130
Ezdan Palace Hotel, Al Shamal Road, Duhail, Qatar
- 25% discount on spa services
- Not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
LIFESTYLES
Al Aziziyah Boutique Hotel
44455555
Ali Bin Amur Al Attiya St, Doha,Qatar
- 15% discount on best available room rate
- 15% discount at Glasshouse restaurant and Victoria lounge (excluding Tobacco & Shisha)
Eligible Cards
LIFESTYLES
The Opal-Luxury Urban Spa
4020 1666
Steigenberger Hotel Doha, Al Matar Service Street, Doha, Qatar
- 20% discount on SPG ( Sauna, Pool & Gym) & Lifestyle Memberships
- Offer not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
LIFESTYLES
Millennium Plaza Hotel
40416999
Suhaim Bin Hamad St, Doha
- 20% discount at Circle Restaurant on total bill
- 20% discount at Slice Restaurant on total bill
- 20% discount at Toshi Restaurant on total bill
- Not valid in conjunction with any other discounts, promotions or special offers
Terms and Conditions:
Eligible Cards
LIFESTYLES
Centara Westbay Hotel and Residence
40095555
Diplomatic St, Doha, Qatar
- 15% discount at Dalchini Restaurant
- 15% discount at Thai Kitchen Restaurant
- 15% discount for 1 year membership package at Centfit Fitness center
- Not valid in conjunction with any other discounts, promotions or special offers
Terms and Conditions:
Eligible Cards
DINING
Asilah
Abesq Doha Hotel & Residences, Qatar
- 20% Discount on Food and Soft Beverages
- Not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
DINING
The Oat House
Abesq Doha Hotel & Residences, Qatar
- 20% Discount on Food and Soft Beverages
- Not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
DINING
August Zang
Abesq Doha Hotel & Residences, Qatar
- 20% Discount on Food and Soft Beverages
- Not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
DINING
Sprezzi
Abesq Doha Hotel & Residences, Qatar
- 20% Discount on Food and Soft Beverages
- Not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
DINING
The Lobby Lounge
41447777
The Chedi Katara Hotel & Resort, Katara Cultural Village, Doha, Qatar
- 20% discount on food and soft beverages
- Not valid in conjunction with any other discounts, promotions or special offers
Terms and Conditions:
Eligible Cards
LIFESTYLES
Royal Emeralds Spa
40071130
Ezdan Palace Hotel, Al Shamal Road, Duhail, Qatar
- 25% discount on spa services
- Not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
LIFESTYLES
Al Aziziyah Boutique Hotel
44455555
Ali Bin Amur Al Attiya St, Doha,Qatar
- 15% discount on best available room rate
- 15% discount at Glasshouse restaurant and Victoria lounge (excluding Tobacco & Shisha)
Eligible Cards
LIFESTYLES
The Opal-Luxury Urban Spa
4020 1666
Steigenberger Hotel Doha, Al Matar Service Street, Doha, Qatar
- 20% discount on SPG ( Sauna, Pool & Gym) & Lifestyle Memberships
- Offer not valid in conjunction with any other discounts, promotions or special offers
Eligible Cards
LIFESTYLES
Millennium Plaza Hotel
40416999
Suhaim Bin Hamad St, Doha
- 20% discount at Circle Restaurant on total bill
- 20% discount at Slice Restaurant on total bill
- 20% discount at Toshi Restaurant on total bill
- Not valid in conjunction with any other discounts, promotions or special offers
Terms and Conditions:
Eligible Cards
LIFESTYLES
Centara Westbay Hotel and Residence
40095555
Diplomatic St, Doha, Qatar
- 15% discount at Dalchini Restaurant
- 15% discount at Thai Kitchen Restaurant
- 15% discount for 1 year membership package at Centfit Fitness center
- Not valid in conjunction with any other discounts, promotions or special offers
Terms and Conditions:
Eligible Cards
SHOPPING
Fifty One East
Doha,Qatar
- 15% Discount at Fifty One East Shoes & Handbags boutique, Lagoona Mall
- 15% Discount at Bridal Lounge wedding boutique, Lagoona Mall
- 15% Discount at Decode Fashion boutique, Lagoona Mall
- 15% Discount at WEILL Fashion boutique, Lagoona Mall
- 15% Discount at Clarks Fashion Shoes store, Lagoona Mall
- 15% Discount at House of Linen store - Bedding, Bath & Home Accessories, Lagoona Mall
- 30% Discount at Jungaloona Play Area (Soft play area, Trampoline, Valomotion virtual wall and 7D cinema ), Lagoona Mall
- Not valid in conjunction with any other discounts, promotions or special offers
Terms and Conditions:
Eligible Cards
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Alternative cards
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Payment benefit
Easy Payment Plan
Convert up to 10 Credit Card transactions into flexible monthly instalments (three to 24 months) on the QIB Mobile App.
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FAQs
Qataris and expat women who hold an account with QIB can apply for this account.
A monthly profit rate of 1% is applied on the revolving balance if you pay partially during the grace period.
Yes. You earn Absher Loyalty Points every time you make eligible purchases using the card. Your points remain valid for 3 years from the date they are earned, giving you plenty of time to redeem them.
Yes. Any spending done through supplementary cards also contributes to your Absher Points balance.
• For international purchases: 1 point for every QAR 6 spent
• For domestic purchases: 1 point for every QAR 8 spent
• For domestic purchases: 1 point for every QAR 8 spent
The Visa concierge service is a 24x7 personal assistant available to QIB Ladies Credit cardholders, designed to help you manage your lifestyle with ease and elegance. Whether you are at home or traveling, this service offers support across a wide range of needs - all year round.
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