Mastercard World Credit Card

Earn Absher Points every time you shop with the Mastercard World Card and use them for discounts on travel, hotel stays, car rentals, and more.

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Free issuance fee - first year

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Profit-free period up to 45 days

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In-built travel insurance

Card details

Features
  • Competitive earning rates: Get 1 point per QAR 5 spent internationally, and 1 point per QAR 6 spent domestically.
  • Comprehensive Absher rewards: Redeem loyalty points for flights, hotels, car rentals, and more, with access to over 900 airlines, 450,000 hotels, and 150,000 car partners.
  • Rewarding purchases in restricted locations: Earn 50% Absher points on auto, fuel, and government transactions made in the UK and EEA region.
  • Supplementary card rewards: .Earn Absher points on both primary and supplementary card spends.
  • Full cash withdrawal: Access up to 100% of your available credit limit as cash.
  • Instant issuance: Apply and receive your card instantly via the QIB Mobile App.
  • Profit-free period: Get up to 45 days to pay back what you spent, without any extra charges, when you pay the full amount on time.
  • Minimum amount due:Pay just 5% of your outstanding balance in the first month. Then, settle the remaining amount in upcoming next month with an added profit rate (up to 2% per month).
  • Global acceptance: Use your card confidently in 200+ countries worldwide.
  • Contactless card: Make quick and secure contactless payments with your card or use it through Google Pay and mPay for even more convenience.
  • E-statements: Get detailed monthly e-statements delivered to your email and track spending, monitor transactions, and manage your finances with ease.

Travel insurance

Your travel takaful covers:

Travel inconvenience and cancellation insurance

Travel doesn’t always go as planned. If something goes wrong, you shouldn’t have to deal with it all by yourself.

Whether your bags get lost or your flight is delayed, World Mastercard® supports you by offering the following compensation:

  • Baggage loss - up to USD 3,000
  • Baggage delay - USD 300
  • Trip cancellation - up to USD 7,500
  • Trip curtailment - up to USD 7,500
  • Trip delay - USD 300
  • Missed connection - USD 300

Click https://www.mcpeaceofmind.com/world/ to file a claim online.

Terms & conditions apply

Travel medical insurance

World Mastercard® provides compensation for medical care or emergencies during your trip. You will also get extra protection to ensure your health and safety are handled quickly and smoothly.

  • Personal accident insurance: up to USD 500,000.
  • Emergency medical evacuation and repatriation: up to USD 500,000.
  • Medical emergency expenses: up to USD 500,000.
  • Daily in-hospital cash benefits: up to USD 100 per day.

Click https://www.mcpeaceofmind.com/world/ to file a claim online.

Terms & conditions apply.

Travel insurance confirmation letter

Need a travel insurance letter for your visa? As a World Mastercard® cardholder, you can generate it online instantly - perfect for Schengen or other visa applications.

  • Simply click here and submit your application.
  • MasterCard makes no guarantees that this travel insurance coverage confirmation will be accepted for visa applications.
  • Policy terms and conditions apply.

Click https://www.mcpeaceofmind.com/world/ to file a claim online.

Terms & conditions apply.

Credit Shield Takaful

Protect yourself and your loved ones by enrolling in the Credit Shield Takaful program.

For a small monthly fee, this coverage helps pay off your outstanding credit card balance if you're unable to do so due to unfortunate events like death or permanent disability. It’s a smart way to secure your finances and bring peace of mind.

Purchase protection

Your purchases are protected against theft or accidental damage for up to 90 days from the date you bought the item.

  • Covered for up to USD 2,000 per claim and a maximum of USD 5,000 over a 12-month period
  • Terms and conditions apply

1: Dragon Pass - lounge access

  • You can access airport lounges with your QIB Mastercard using a digital and contactless system. Just register your card on the Mastercard Airport Pass app to start using lounges.
  • Use your Mastercard to make an international purchase of at least USD 1 and get 3 months of free access to airport lounges and dining starting from your last purchase date.
  • Please download the Mastercard Travel Pass App  - iOS and Android

2: Mastercard for you

  • Download the app to enjoy travel, lifestyle, and insurance benefits. Get discounts at top hotels, restaurants, shops, and more with your QIB Mastercard Credit Card.

3: MyBook

  • Download the app and enjoy 2000+ Buy 1 Get 1 offers and save up to QAR 4,000 – QAR 6,000

4: Careem

  • Download the Careem App and enjoy 20% off on 3 rides every month. Simply use Mastercard as a promo code while booking to get the discount.

5: ClearTrip

  • Enjoy up to a 30% discount on your international airfare or hotel when booking on cleartrip.com/mastercard using your Mastercard Credit Card.

Promo code: MASTERCARD.

6: Avis

  • Experience up to 15% off your next car rental and a complimentary upgrade with every rental, worldwide, with your Mastercard. Click here for more details.

7: Hotels.com

  • Use your Mastercard and enjoy a 10% discount off the price of your booking on selected properties on your next vacation.
  • Eligible properties will be marked with the Mastercard promo code.
  • Simply click here and use the promo code MastercardMEA upon checkout with your Mastercard. Applicable on bookings paid online.

8: Bicester Village Shopping Collection

The Bicester Village Shopping Collection offers huge savings of up to 60% or more on top-brand products. These discounts are available all year in beautiful, luxury boutiques.

Cardholders can get access to:

  • VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques).
  • 15% discount on shopping packages.
  • 15% discount on chauffeur drive experiences at participating villages.
  • 15% discount on Shopping Express.
  • Access to VIP lounges (subject to availability).

Click here for more details on how to redeem.

9: Marriott Bonvoy Hotels

Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa. Book your stay using your Mastercard and receive:

  • Book two nights and enjoy a complimentary third night.
  • Book three nights and receive one additional night free.
  • Book six nights and get two complimentary nights added to your stay.
  • Simply click here for more information to avail yourself of the offer.

10: Luxury Serviced Apartment Discounts

Enjoy a quality stay with a 10% discount and complimentary daily house cleaning for stays over 7 nights at 2,000 Onefinestay properties across London, Paris, Milan, Florence, Rome, New York, Los Angeles, San Francisco, and Sydney.

Simply click here for more information to avail yourself of the offer.

11: Priceless Cities

Enjoy exclusive, handpicked experiences and special offers in top cities worldwide. Learn more at www.priceless.com.

Services Fees (QAR)
Issuance fees Free
Annual fees 500
Issuance/annual fee for supplementary cards 100
Replacement (lost/damaged) 100
Cash withdrawal 3%
Currency conversion fee USD and GCC: 2%
GBP and EUR: 2.5%
Other currencies: 3%
Profit rate per month (on unpaid outstanding amount) 1%
Printed/fax statement/e-statement Free
Additional printed statements per month 50
Card transactions dispute fees – (charged to the customer in case of invalid disputes) 100
Express service Free
Send card/pin outside Qatar Actual courier cost
Copy of sales voucher 100
Charity fee (commitment to donate in case of late payment) 2% of unpaid outstanding (to be sent to charity)
* Tamayuz customer will get – free issuance, replacement and annual fee of primary cards
* Private banking customer will get – free issuance, replacement and annual fee of primary & supplementary cards
Apply for a Card in few easy steps
  • Step 1
    Log in to your account 
    Step 1 - Login to your account - English
    Step 1

    Login to QIB Mobile App. Select “My Offers” to view your personalized card options.

  • Step 2
    Choose a suitable card
    Step 2 - Choose a suitable Card - English
    Step 2

    Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’

  • Step 3
    Select Credit Shield & delivery option 
    Step 3  Select Credit Shield  delivery option  English
    Step 3

    Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.

  • Step 4
    Review & validate
    Step 4  Review  validate  English
    Step 4

    Confirm your personal details, enter the OTP, and complete your application.

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Rewards Estimator Calculator

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Payment benefit
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Easy Payment Plan

Use QIB’s Easy Payment Plan (EPP) to convert up to 10 Credit Card transactions into monthly instalments on the mobile app. Enjoy flexible instalment periods from three to 24 months.
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Frequently asked questions

The card offers rewards through the Absher Loyalty Program, extensive travel benefits, global discounts, and enhanced Takaful protections.

You earn Absher Points for both international and domestic transactions, with 1 point for every QAR 5 spent internationally and 1 point for every QAR 6 spent domestically. You can redeem these points for airlines, hotels, car rentals, and more.

Enjoy complimentary airport lounge access (when you register via the Mastercard Airport Pass app), travel discounts, exclusive hotel offers, car rental upgrades, and access to handpicked lifestyle experiences.

Yes. Tamayuz customers receive free issuance, replacement, and annual fee for primary cards; Private Banking customers get these waivers for both primary and supplementary cards.

Use Apple Pay, mPay, Google Pay, or Samsung Wallet for safer and faster transactions at contactless-enabled merchants.

Late payments result in a 2% charity fee on the unpaid outstanding amount. QIB charges 1% profit rate (per month) on the unpaid balances.