Bedaya Platinum Credit Card

Empowering university students with global access, flexible payments, exclusive lifestyle and travel benefits with QIB Bedaya Student Credit Card.

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Complimentary QIB MyBook subscription

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Profit free period of up to 45 days

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Free Annual & Issuance Fees

Card details

Tap and pay: Make fast, secure purchases with the contactless feature. No need to swipe or enter a PIN for small transactions.

Accepted worldwide: Use your card globally wherever Mastercard is accepted - online, in-store, and while traveling abroad.

Full cash access: Withdraw up to 100% of your available credit limit. Perfect for emergencies or when you need instant cash support.

Part payment plan: Pay 5% now and the remaining amount in the upcoming cycles at a minimal 1% monthly profit rate.

Profit-free period: Enjoy up to 45 days of profit-free credit — even if you pay only the minimum amount within the grace period.

Track your expenses: Receive free e-statements every month to monitor your spending and stay in control of your finances.

Real-time alerts: Get free SMS notifications for every transaction, track your transactions, and report any unauthorized activity.

A: Purchase protection

Shop confidently with Bedaya Platinum Credit Card – your eligible purchases are protected against theft or damage for 90 days, with coverage up to USD 2,000 per claim and USD 5,000 annually.

File claims easily at mcpeaceofmind.com.

Dragon pass – lounge access

Register your QIB Mastercard on the Mastercard Airport Pass app and spend just USD 1 internationally to unlock 3 months of complimentary lounge and dining access — starting from the date of your last qualifying transaction.

Download the app to get started -

MyBook

Use the complementary QIB MyBook subscription  and enjoy instant access to over 2,000+ Buy 1 Get 1 free offers across 1,000+ outlets through the QIB Mobile App.

Save up to QAR 4,000 – 6,000 per year on fine dining, hotels, theme parks, salons, spas, gyms, travel, shopping, and more.

Priceless Cities

Access handpicked experiences, exclusive offers, and memorable moments in cities around the world with your QIB Mastercard. Visit www.priceless.com to explore experiences now.

ClearTrip

Enjoy up to 30% off on international flights or hotel bookings when you pay with your QIB Platinum Mastercard on cleartrip.com/mastercard. Use promo code: MASTERCARD at checkout.

Avis

Get up to 15% off your next car rental and enjoy a complimentary upgrade with every booking worldwide when you pay with your Bedaya Platinum Credit Card.

Services Fees (QAR)
Issuance fees Free
Annual fees Free
Issuance/annual fee for supplementary cards 100
Replacement (lost/damaged) 100
Cash withdrawal 3%
Currency conversion fee USD and GCC: 2%
GBP and EUR: 2.5%
Other currencies: 3%
Profit rate per month (on unpaid outstanding amount) 1%
Printed/fax statement/e-statement Free
Additional printed statements per month 50
Card transactions dispute fees - (charged to the customer in case of invalid disputes) 100
Express service Free
Send card/pin outside Qatar Actual courier cost
Copy of sales voucher 100
Charity fee (commitment to donate in case of late payment) 2% of unpaid outstanding (to be sent to charity)
* This product is issued only for student customers

Who can apply: Students between the age of 18 and 25.

Required documents:

  • Student ID
  • Valid Qatar ID (For Qataris & Expats)
  • Income/Salary document proof
  • Passport (Expats)
Apply for a Card in few easy steps
  • Step 1
    Log in to your account 
    Step 1 - Login to your account - English
    Step 1

    Login to QIB Mobile App. Select “My Offers” to view your personalized card options.

  • Step 2
    Choose a suitable card
    Step 2 - Choose a suitable Card - English
    Step 2

    Select the card that fits your needs. Enter your name, swipe to set your card limit, and tap ‘Continue.’

  • Step 3
    Select Credit Shield & delivery option 
    Step 3  Select Credit Shield  delivery option  English
    Step 3

    Choose Credit Shield and your preferred delivery method. Tick the checkbox and tap “Continue" again.

  • Step 4
    Review & validate
    Step 4  Review  validate  English
    Step 4

    Confirm your personal details, enter the OTP, and complete your application.

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Tap into seamless transactions

Make payments effortlessly with contactless technology.

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Alternative cards

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Bedaya Platinum Credit Card

Benefits:

  • CheckCircle Complimentary QIB MyBook subscription
  • CheckCircle Profit free period of up to 45 days
  • CheckCircle Free Annual & Issuance Fees

QIB Digital Credit Card

Benefits:

  • CheckCircle Credit Shield Takaful
  • CheckCircle Extended warranty on purchases
  • CheckCircle Airport lounge access

Mastercard Platinum Credit Card

Benefits:

  • CheckCircle Earn Absher points on everyday spends
  • CheckCircle Unlimited supplementary cards
  • CheckCircle Complimentary MyBook subscription

Mastercard World Credit Card

Benefits:

  • CheckCircle Free issuance fee - first year
  • CheckCircle Profit-free period up to 45 days
  • CheckCircle In-built travel insurance
Payment benefit
easy-payment-plan-product-banner-qatar-islamic-bank-qib-english-web-side

Easy Payment Plan

Convert up to 10 Credit Card transactions into flexible monthly instalments (3 to 24 months) on the QIB Mobile App.
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Protect yourself from fraud

Your security is our top priority. Learn how to spot scams and protect your personal information with simple tips that help you bank with confidence. 

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Private information

Keep your info private: Never share passwords, PINs, or OTPs.

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Recognize spam

Spot suspicious messages: Ignore unexpected emails, calls, or links asking for sensitive details.

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Verify contact

Confirm before you share: Always verify the identity of the person or organization before responding.

FAQs

It is a university student’s Credit Card, which offers quick access to credit, cash withdrawals, exclusive offers and airport lounge access, helping them to manage money and enjoy perks

Any university student with a Bedaya account in QIB can apply for this card. It offers exclusive offers that save money and provide better perks, making a must-have credit card for students.

Absolutely. The Bedaya card comes with contactless technology, allowing you to tap and pay quickly and securely at compatible terminals.

Register your QIB Bedaya Platinum Card on the Mastercard Airport Pass app and make a payment of USD 1 internationally to unlock 3 months of complimentary lounge access

Yes, you can add your card to Apple Wallet and use Apple Pay for secure and convenient payments using your iPhone or Apple Watch. You can also use this card with Google Pay, mPay, and Samsung Wallet for contactless payments.