QIB Digital Credit Card

Collect Absher points with every spend on the QIB Digital Credit Card and enjoy amazing perks wherever you shop in the world.

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Credit Shield Takaful

Available

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Extended warranty on purchases

12 months

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Airport lounge access

Available

Card details

Instant access: Enjoy Digital Card access immediately. Start spending, shopping, and transacting online in a seamless, secure, and convenient way.

Zero fees: Enjoy complete digital access and contactless payments with no issuance or renewal costs.

Absher rewards: Earn Absher loyalty points with each purchase – 1 point for every QAR 6 spent internationally, and QAR 8 spent on domestic ecommerce/POS (retail). Activate Absher Rewards through the QIB Mobile App.

Redeem Absher points: Exchange your Absher points for airline tickets, hotels, online shopping, utility bill payments, and airline miles.

Restricted rewards: Earn 50% points on certain EEA, UK, and government-related transactions as per Visa/Mastercard rules.

Exclusive discounts: Spend smart, save big. Get discounts from e-commerce retailers / vendors on select purchases.

Contactless payment: Pay on the go, anytime, anywhere. Load your card to Apple Pay, Google Pay, or Samsung Wallet and tap to pay.

Minimum amount due: Get financial breathing room when life gets tight. Pay just 5% minimum to avoid penalties, stay current, and roll the remaining 95% to the next cycle at 1%.

Profit-free period: Shop now, pay later without profit charges. Enjoy up to 45 days of free credit on every purchase.

Worldwide acceptance: Pay with confidence anytime, anywhere across 200+ countries.

Extended warranty protection: Make purchases with your Digital Credit Card to extend the original manufacturer’s warranty on eligible items by an additional 12 months. Please refer to our terms and conditions to know more.

Airport lounge access: Unwind in comfortable, quiet spaces away from the terminal crowd. Enjoy airport lounge access at 1000+ airport lounges in more than 300 cities worldwide. Cardholders are recommended to register with Visa Airport Companion and click on “create your account”.

Additional guests will be charged at USD 32, per guest.

YQ Meet & Assist offer: Navigate unfamiliar airports with a personal guide by your side. Save 15% on Meet & Assist services at over 450 destinations.

Book via https://cemea.yqnowgroup.com/ (at least 72 hours before travel), and the applicable discount is applied directly to the transaction.

Exclusive Avis offer: Skip the hassle of finding transportation at your destination. Enjoy up to 20% off on standard rates and up to 10% off on Retail Rates worldwide when you book Avis car rentals.

Visit www.avisworld.com/visa to avail the discount.

Complimentary Avis Plus membership: Enjoy access to special offers and leverage perks such as free drivers and upgrades. Global customer assistance services: Get immediate and essential support when you need it most during your travel. You get:

  • 24x7 cardholder support: Get answers to any question, anytime, anywhere
  • Emergency cash disbursement: Access up to USD 5,000 in cash emergencies
  • Account exception updates: Resolve urgent account issues on the go

Buyers’ protection: Get automatic insurance against loss, theft, or damage for product purchases above 100 USD with your Visa Digital Credit Card. Visit Visa CEMEA. Home Page and enter your 16-digit number for Purchase Terms and conditions.

Extended warranty: Protect your new product against the cost of repair and replacement. Enjoy double warranty for products purchased on this Credit Card up to 1 additional year from the date of purchase.

MyBook offer: Get instant access to 2000+ buy-one-get-one free vouchers for cafes, fast food chains hotels, salons and spas, restaurants, cafes, gyms and fitness centres, and theme parks in Qatar.

Dragon Pass – Lounge Access: Enjoy Airport Lounge access with your QIB Mastercard Digital Credit Card. Download the app and register your card on the Mastercard Airport Pass app today to access airport lounges.

Dragon pass App - iOS | Android

Priceless Cities offer: Enjoy unique experiences you’ll truly value. Access handpicked events and exclusive offers in cities worldwide with Priceless.

ClearTrip: Enjoy up to a 30% discount on your international airfare or hotel using your Mastercard Digital Credit Card when booking on www.cleartrip.com/mastercard.

Pay with your Mastercard and use promo code: MASTERCARD.

Bicester Village Shopping Collection: Shop luxury for less. Save up to 60% off retail prices at Bicester Village Shopping Collection's appointed boutiques all year round. Cardholders can get access to:

  • VIP invitation (exchange it for a VIP card that offers an additional 10% discount on purchases in participating boutiques)
  • 15% discount on shopping packages
  • 15% discount on chauffeur drive experience at participating villages
  • 15% discount on shopping express
  • Access to VIP lounges (subject to availability)

Click here for more details on how to redeem.

Hotel.com offer: Book your next stay and enjoy 10% off on select properties. Visit the website and use the promo code

MastercardMEA upon checkout with your Mastercard.

Purchase protection: Shop worry-free on big purchases. Enjoy automatic protection against loss, theft, or accidental damage on transactions above USD 100. Enjoy cover for USD 2,000 per claim and a maximum of USD 5,000 over a 12-month period.

Visit here to claim purchase protection.

Terms and conditions apply.

Credit shield Takaful: Enrol to credit shield Takaful program at a nominal fee applied monthly to your Digital Credit Card. Credit shield Takaful covers your outstanding due on Digital Credit Card, in case you are unable to settle it due to unfortunate incident like death or Permanent disability.

Terms and conditions apply.

Services Fees (QAR)
Murabaha profit 1%
Annual / Issuance fee Free
Cash withdrawal fee N/A
Currency conversion fee USD and GCC – 2%
GBP and EUR – 2.5%
Other Currencies – 3%
E-statement Free
Express service Free
Card cancellation/closure fee QAR 100
Copy of Sales Voucher and Dispute fees (In case of Invalid disputes) QAR 100
Charity fees 2% of outstanding dues if not paid on time
Apply for a Digital Credit Card in 4 easy steps
  • Step 1
    Download QIB Mobile App
    Application store listing showing app rating, version information, update notes, and preview screenshots.
    Step 1

    Download the QIB Mobile App from your phone’s app store to begin your Digital Credit Card application process.

  • Step 2
    Start digital onboarding
    QIB Mobile App on smartphone
    Step 2

    Use the QIB Mobile App to open a new account by submitting your personal details and verifying your identity digitally.

  • Step 3
    Choose your Digital Credit Card
    Final credit card confirmation screen with applicant details, card limit, delivery option, and confirm action.
    Step 3

    Once onboarded, login to QIB Mobile App, go to “More,” select “Apply for Products,” tap “Digital Credit Card” under “Card Products,”

  • Step 4
    Set up, submit and receive card
    Duplicate credit card confirmation screen with review information and confirm button.
    Step 4

    Choose your Credit Shield and, validate your information, confirm it through OTP, and you’re all set to the card instantly.

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Alternative cards

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Bedaya Platinum Credit Card

Benefits:

  • CheckCircle Complimentary QIB MyBook subscription
  • CheckCircle Profit free period of up to 45 days
  • CheckCircle Free Annual & Issuance Fees

Bedaya Platinum Credit Card

Benefits:

  • CheckCircle Complimentary QIB MyBook subscription
  • CheckCircle Profit free period of up to 45 days
  • CheckCircle Free Annual & Issuance Fees

Mastercard Platinum Credit Card

Benefits:

  • CheckCircle Earn Absher points on everyday spends
  • CheckCircle Unlimited supplementary cards
  • CheckCircle Complimentary MyBook subscription

Mastercard World Credit Card

Benefits:

  • CheckCircle Free issuance fee - first year
  • CheckCircle Profit-free period up to 45 days
  • CheckCircle In-built travel insurance
Payment benefit
easy-payment-plan-product-banner-qatar-islamic-bank-qib-english-web-side

Easy Payment Plan

Convert up to 10 Credit Card transactions into flexible monthly instalments (3 to 24 months) on the QIB Mobile App.
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Protect yourself from fraud

Your security is our top priority. Spot scams and protect your personal information with simple tips that help you bank with confidence.

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Private information

Keep your information private: Never share passwords, PINs, or OTPs.

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Recognize spam

Spot suspicious messages: Ignore unexpected emails, calls, or links asking for sensitive details.

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Verify contact

Confirm before you share: Always verify the identity of the person or organization before responding.

FAQs

It is a digital-only Credit Card which can be accessed from mobile and payment wallets like Google Pay, mPay, Apple Pay and Samsung Wallet.

No, you will get a Digital Credit Card directly in your mobile.

Yes, you have the choice to select Visa or Mastercard Digital Credit Card.

Yes, Avis car rental offer is available on both Visa and Mastercard.

No, you have to close your existing Visa Digital Credit Card and submit a fresh application for Mastercard Digital Credit Card.

Each purchase above QAR 6 and 8 earns you a Absher point. You can exchange these loyalty points for various services and offers of your choice from the QIB Mobile App.